Credit

Partner: TAMIM Credit Investments
TAMIM Fund: Credit is an Australian unit trust which invests with industry leading private credit investment managers and loan platforms. The portfolio invests into private debt and other credit opportunities with the aim of generating a steady, consistent interest income stream for investors whilst at the same time seeking to preserve capital. 
KEY FEATURES
  • Partners with industry leading private credit investment managers and loan platforms​​
  • Primarily secured loans
  • Diversification across lending type, underlying security, counterparty and industry concentration. 
  • Risk aware  and long term approach to private debt​
INVESTMENT OBJECTIVE & STRATEGY
  • Deliver an annual yield of RBA Cash Rate + 6.75% (approx.), paid quarterly,  by investing in private debt and other credit opportunities
  • A focus on opportunities that are secured against either assets or business cash flow
  • Rigorous and thorough due diligence process ​focusing on People, Pedigree, Process and Performance 
Investor Profile:
The TAMIM Fund: Credit unit class is designed for clients who:
  • seek a regular and reliable income stream outside of the traditional sources;
  • want a risk aware approach to private debt investing;
  • value transparency and a higher level of customer service; and
  • have a long term investment horizon of at least three years and accept the risk associated with debt products.
APIR Code: CTS6709AU
TAMIM Fund: Credit
Current Yield : ~7.0% p.a.
INVESTMENT PARAMETERS

Management Style:

Active

Investable universe:

Australian private debt

Type of investments:

Asset based lending

Cash flow backed lending

Real estate lending

Corporate debt

Opportunistic credit investments

Unsecured debt limit:

5% of Fund assets

Cash level (typical):

0-100% (<5%)

 

 

 
PORTFOLIO PROFILE

Investment Structure:

Unlisted Unit Trust available to wholesale or sophisticated investors

Investments:

Private debt/credit

Minimum investment:

A$100,000

Management fee:

1.25% p.a.

Administration & expense recovery fee:

Up to 0.15%

Performance fee:

Nil

Buy/Sell spread:

+0.20%/-0.20%

Exit fee:

Nil

Lock up period:

18 months

Distributions:

Quarterly

Applications:

Monthly

Redemptions:

Quarterly with 30 days’ notice

Distributions:

Quarterly

Investment Horizon:

3-5+ years

 
Note: There will be a maximum allocation of units to the value of A$5m each month.
Note: Applications must be received and funded five (5) business days before month end.

Request Investment Documentation:

TAMIM | Equities | Property | Credit
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DISCLAIMER

​The information provided on this website should not be considered financial or investment advice and is general information intended only for wholesale clients ( as defined in the Corporations Act). If you are not a wholesale client, you should exit the website. The content has been prepared without taking into account your personal objectives, financial situations or needs. You should seek personal financial advice before making any financial or investment decisions. Where the website refers to a particular financial product, you should obtain a copy of the relevant product services guide or offer document for wholesale investors before making any decision in relation to the product. Investment returns are not guaranteed as all investments carry some risk. The value of an investment may rise or fall with the changes in the market. Past performance is no guarantee of future performance. This statement relates to any claims made regarding past performance of any Tamim (or associated companies) products. Tamim does not guarantee the accuracy of any information in this website, including information provided by third parties. Information can change without notice and Tamim will endeavour to update this website as soon as practicable after changes. Tamim Funds Management Pty Limited and CTSP Funds Management Pty Ltd trading as Tamim Asset Management and its related entities do not accept responsibility for any inaccuracy or any actions taken in reliance upon this advice. All information provided on this website is correct at the time of writing and is subject to change due to changes in legislation. Please contact Tamim if you wish to confirm the currency of any information on the website.  
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